Although mental illnesses are prevalent in many populations throughout the United States, many people tend to avoid seeking psychiatric services. One of the main reasons: fear of the overall price of treatment. Fortunately, you might be able to benefit from insurance to receive the proper care you deserve to improve your mental and emotional well-being. Read on to learn more about health coverage for therapy so you can minimize your out-of-pocket expenses.
Can You See a Therapist on Insurance?
Even though mental health doesn’t always have the highest priority in society like with physical health, you can typically still be able to schedule visits with a therapist or psychiatrist via insurance. That said, this will mostly depend on the kind of coverage you have, which can influence how much assistance you can get. In some instances, specific mental health conditions can determine whether your insurance benefits can kick in, such as:
- Phobias
- Anxiety
- Acute stress
- Depression
- Insufficient sleep syndrome
How to Determine If Your Insurance Covers Therapy
To determine if your health insurance plan can help make mental health therapy more affordable, you’ll want to implement a few steps:
Call Your Insurance Provider
This is one of the fastest ways to get the details of your coverage, as your insurance company can give you all the information you’re looking for. Simply give them a call and have them walk you through the details for any specific questions you can think of, that way you can know how much your plan can help pay as well as any out-of-pocket costs.
Ask Your Employer’s HR
If you have insurance through your employer, make sure to ask Human Resources (HR) whether your chosen plan offers coverage for therapy and/or other psychiatric services. They should be able to get the information from the insurance company on your behalf to make the process smoother.
Ask Your Therapist
Another way to know if your plan helps with mental health care is to directly ask your therapist before undergoing any treatments. They can let you know whether they’re still in-network with your specific provider so that you remain up-to-date with the current situation.
Your mental and emotional health are just as crucial as your physical well-being for enjoying a good quality of life. Don’t hesitate to get in touch with your psychiatrist or directly with your insurance company, as they’ll be more than happy to help provide the information you need about your coverage.
About the Practice
At Embrace Psychiatric Wellness Center, we are proud to offer effective and personalized treatments to help patients receive the care they deserve to improve their mental and overall health. Not only do we offer both in-office and online counseling, but we also welcome various insurance plans to help you get the psychiatric services you need while staying within your budget. If you want to know more about insurance coverage or wish to schedule an appointment, visit our website or give us a call at 908-233-8065.
